28th President: Woodrow Wilson, 1913 

Navy = 28 (Wilson was the 28th president)

Will son = Wilson

Bottom = 913 = 1913 became president

Would row = Woodrow 

A country's navy was left by a dictator in his will to his son (Wilson). Giving the navy to his son was the last item at the bottom (913 = 1913) of the will.

Connect Wilson to Woodrow:

The son was so pleased he had inherited the big ships – before that, he would row (Woodrow), and it was hard work!

NOTE: The way Mammoth Memory remembers Woodrow is to think of how someone "would row" a boat.